안녕하세요, 빅허그가 워싱턴주에서 발생한 심각한 겨울 폭풍으로 피해를 입으신 분들을 위해 SBA 재난 대출 정보를 안내드립니다.
워싱턴주에서 2025년 12월 5일부터 22일까지 발생한 심각한 겨울 폭풍과 관련하여, 미국 중소기업청(SBA)에서 저금리 연방 재난 대출을 지원하고 있습니다.
※ 아래 해당 카운티에 사업장 또는 거주지가 있는 분들만 신청 가능합니다 ※
■ 적용 카운티
Chelan, Cowlitz, Grays Harbor, Island, King, Kitsap, Kittitas, Lewis, Okanogan, Pacific, Pierce, San Juan, Skagit, Skamania, Snohomish, Thurston, Wahkiakum, Whatcom, Yakima
현장 방문 신청 가능 (Disaster Loan Outreach Center 오픈)
SBA에서 직접 방문하여 신청을 도와주는 현장 상담 센터(DLOC)가 아래 카운티에 오픈했습니다.
■ 주요 지원 내용
• 사업체 및 비영리단체: 최대 $2,000,000
(시설, 장비, 재고 복구 비용)
• 주택 소유주: 최대 $500,000
(주거용 주택 복구)
• 세입자 및 개인 재산: 최대 $100,000
• 경제적 피해 대출(EIDL):
물리적 피해가 없더라도 매출 감소 등 재정 손실이 발생한 경우 신청 가능
• 피해액의 최대 20%까지 추가 보강 자금 지원 가능
■ 최저 금리
기업: 4%
비영리단체: 3.625%
주택 소유주 및 세입자: 2.875%
상환 기간: 최대 30년
첫 대출 지급 후 12개월 동안 이자 및 상환 유예
예약 없이 방문 가능하며, 신청서 작성 도움을 받을 수 있습니다.
KING COUNTY
Auburn Library
1102 Auburn Way S., Auburn, WA 98002
(2/26 오픈)
Fall City Library
33415 SE 42nd Place, Fall City, WA 98024
(3/2 오픈)
LEWIS COUNTY
Lewis County Courthouse (Room 023)
351 NW North St., Chehalis, WA 98532
(2/27 오픈)
SKAGIT COUNTY
Sedro-Woolley City Hall (2층)
325 Metcalf St., Sedro-Woolley, WA 98284
(2/26 오픈)
SNOHOMISH COUNTY
Snohomish Library (Big Study Room)
311 Maple Ave., Snohomish, WA 98290
(2/26 오픈)
WHATCOM COUNTY
Sumas Advent Christian Church
125 Front St., Sumas, WA 98295
(2/26 오픈)
방문 전 예약을 원하시면:
appointment.sba.gov
■ 신청 방법
온라인 신청: https://www.sba.gov/disaster
전화 문의: (800) 659-2955
이메일: [email protected]
청각·언어 장애가 있는 경우 7-1-1 이용
■ 신청 마감일
물적 피해: 4월 27일
경제적 피해(EIDL): 11월 24일
해당 지역에서 피해를 입으신 분들께 도움이 되기를 바랍니다. 필요하신 분들께 꼭 전달해 주세요. 감사합니다.
SBA Offers Disaster Assistance to Washington Businesses, Private Nonprofits and Residents Affected by 2025 Severe Winter Storms
The U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans to Washington businesses, private nonprofits and residents to offset physical and economic losses from the 2025 Severe Winter Storms occurring Dec. 5 — 22, 2025. The SBA issued a disaster declaration in response to a request received from Gov. Bob Ferguson.
The declaration covers the Washington counties of Chelan, Cowlitz, Grays Harbor, Island, King, Kitsap, Kittitas, Lewis, Okanogan, Pacific, Pierce, San Juan, Skagit, Skamania, Snohomish, Thurston, Wahkiakum, Whatcom and Yakima.
Businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
SBA Opens Disaster Loan Outreach Centers in King, Lewis, Skagit, Snohomish and Whatcom Counties. The SBA has opened Disaster Loan Outreach Centers (DLOCs) to provide in-person assistance to businesses, private nonprofit organizations and residents affected by the 2025 Severe Winter Storms.
Beginning Feb. 26, SBA customer service representatives are available to answer questions and assist with the disaster loan application process. No appointment is necessary; walk-ins are welcome.
Those who prefer to schedule an appointment in advance may do so at: appointment.sba.gov
KING COUNTY
Auburn Library
1102 Auburn Way S.
Auburn, WA 98002
Opens Feb. 26 at 1 p.m.
Fall City Library
33415 SE 42nd Place
Fall City, WA 98024
Opens March 2 at 12 p.m.
LEWIS COUNTY
Lewis County Courthouse
Basement (East End), Room 023
351 NW North St.
Chehalis, WA 98532
Opens Feb. 27 at 12 p.m.
SKAGIT COUNTY
Sedro-Woolley City Hall
Municipal Training Room, 2nd Floor
325 Metcalf St.
Sedro-Woolley, WA 98284
Opens Feb. 26 at 1 p.m.
SNOHOMISH COUNTY
Snohomish Library
Big Study Room
311 Maple Ave.
Snohomish, WA 98290
Opens Feb. 26 at 1 p.m.
WHATCOM COUNTY
Sumas Advent Christian Church
125 Front St.
Sumas, WA 98295
Opens Feb. 26 at 1 p.m.
At these centers, SBA specialists help business owners and residents apply for disaster loans and learn about the full range of recovery programs available,” said Chris Stallings, Associate Administrator of the Office of Disaster Recovery and Resilience at the SBA.
For the most current hours of operation or additional locations, applicants may call the SBA Customer Service Center at (800) 659-2955.
Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.
Applicants may be eligible for a loan increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements include insulating pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help protect property and occupants from future disasters.
SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries and private nonprofit (PNP)organizations including faith-based organizations impacted by financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
EIDLs are for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. They may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.
Interest rates are as low as 4% for businesses, 3.625% for PNPs, and 2.875% for homeowners and renters with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.
“Through an agency declaration, SBA provides financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We offer disaster loans to homeowners, renters, businesses and private nonprofits affected by the disaster.”
As soon as Federal-State Disaster Recovery Centers open throughout the affected area, SBA will provide one-on-one assistance to disaster loan applicants. Additional information and details on the location of disaster recovery centers is available by calling the SBA Customer Service Center at (800) 659-2955.
To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email [email protected] for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The deadline to return physical damage applications is April 27. The deadline to return economic injury applications is Nov. 24.
About the U.S. Small Business Administration
The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov. The Seattle District serves Washington state and northern Idaho with office locations in Seattle and Spokane.
